SKU: 33348635541

It's a Journey

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Description

It's a JourneyA Simple no nonsense guide to get you started on your investment journey. Are you wanting to get started on your investment journey but not sure how to begin? Do you want to better understand investment concepts such as Individual Retirement accounts, Employer Sponsored 401K plans, Brokerage Accounts, Mutual Funds, or Exchange traded Funds. If this is the case, Its a Journey A No nonsense Guide to Investing is the book for you. This book is not a

A Simple no-nonsense guide to get you started on your investment journey.

Are you wanting to get started on your investment journey but not sure how to begin? Do you want to better understand investment concepts such as Individual Retirement accounts, Employer Sponsored 401K plans, Brokerage Accounts, Mutual Funds, or Exchange-traded Funds. If this is the case, ÒItÕs a Journey - A No-nonsense Guide to InvestingÓ is the book for you.

This book is not a scheme as to how to Òget rich quickÓ. Instead ÒItÕs a JourneyÓ, like the title suggests, discusses how investing is a truly a lifelong journey that each of us embark on. This book is written in a straight forward easy to understand conversational style; it is not cluttered with excessive formulas and charts. Instead "It's a Journey" provides a simple guide to get you on the path to success. It is never too soon nor too late to begin your own personal financial journey.

Table of Contents:

So, how do I start?
Accounts and Account Types, boring stuff
Stocks, Bonds, and Mutual Funds, Oh My
Tax Advantaged Accounts - 401(k)s, IRAs, HSAs
Brokerage accounts - Do I really need one?
Compound Growth - Grow, Grow, Grow
Inflation - Why is it concerning?
Asset Classes - Different egg baskets
Debt - That which holds you back
Life Goals - The events that matter
A Budget - What canÕt I buy ...?
Low-Cost Index Funds - Such a great tool
Portfolios - Huh, what and why?
Risk and Reward - You must know thyself
Lazy Portfolios - Bring on the chips and salsa
Target-Date Funds - the new way
Fees, or no fees
Robo Advisors and World of Apps - The New Frontier
Re-balancing, keeping lifeÕs balance
Thoughts on Advisors - Is one right for you?
Crypto-Currencies - A lot from nothing
Final Thoughts - Please donÕt skip out now

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SKU: 33348635541

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ValAnn
Natrona Heights, US
★★★★★ 5
Great product
Color: #2 ROSE
Smells great love how it feels on my skin.
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Reviewed in the United States on October 19, 2025
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Cynthia Aguilera
Lowell, US
★★★★★ 1
Not what I expected
Color: #2 ROSE
Didn't care for this. In fact I returned it. No glimmer at all. Just oil! Disappointed
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Reviewed in the United States on April 3, 2026
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Tom
Omaha, US
★★★★★ 5
Body Luminizer Body Shimmer Oil with Makeup Brush (Glistening Bronze,40 ml) By AOAZXBB
Color: Glistening Bronze
I ordered the Body Luminizer Body Shimmer Oil with Makeup Brush (Glistening Bronze,40 ml) By AOAZXBB. The kit came in a zip top baggie. I received a makeup sponge, a brush and a boxed bottle of Luminizer. There were no tamper proofing precautions. The luminizer is in a glass bottle with a pump dispenser top. The luminizer is a sparkly, thick brown liquid. The product spreads easily (I used my finger for the test) and then I used the brush to finish the supplication. There is a slight bronzing color effect after application and so, so many sparkles. This looks fantastic in the sun. After a few minutes the luminizer felt dry so I used a white towel to check for rub transfer. I rubbed moderately hard over one area where I had applied the luninizer and there was a small amount of product transfer. I would not wear this against very light colored clothing and will stick to medium or darkish colors. There is a spicy masculine scent to the product. I really like the scent. There is an expiration date of 5/27 listed on the box which at more than two years away should be ample time to use the product. At less than $8 for this kit, it is an economical way to add a little bronzing and sparkle to my spring and summer!
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Reviewed in the United States on March 27, 2025
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trueyorker
Alexandria, US
★★★★★ 4
Glow sun protection body oil
Color: #2 ROSE
I am cautious about sun protection whether it be on my face or body and this body glow oil is a fun way to apply it with a special touch. Rather than traditional sunscreens, this oil is perfect for the beach or poolside and gives you that great appearance with a flattering look. I would say that the "glow" comes less from the glitter particles and more from the actual oil itself. I'm also not sure if I saw the rose gold effect but it certainly did have a nice glowy look overall. There was a tropical scent of coconut which gave major beachy vibes as well. I was a little worried that it would feel sticky but was pleasantly relieved that it just felt moisturizing and sank into my skin as much as an oil can. Importantly, having the SPF45 PA+++ keeps your skin protected while looking great. I would recommend this!
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Reviewed in the United States on June 20, 2025
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Kindle Customer
Lowell, US
★★★★★ 5
Good dupe !
Color: Glistening Bronze
Surprisingly very good! The shimmer last and the glow appears on the skin. Compared to makeup store ones for 10x the price this one works so much better!
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Reviewed in the United States on May 21, 2026

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