SKU: 99293969469

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

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How the Other Half Banks: Exclusion, Exploitation, and the Threat to DemocracyThe United States has two separate banking systems today one serving the well to do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check cashing services to cover

The United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later.

"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us."
--Nancy Folbre, New York Times Book Review

"How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest."
--Lisa J. Servon, American Prospect



Binding Type: Paperback
Publisher: Harvard University Press
Published: 03/12/2018
ISBN: 9780674983960
Pages: 336
Weight: 0.85lbs
Size: 9.10h x 6.10w x 1.10d
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SKU: 99293969469

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Cory Cooper
Pawtucket, US
★★★★★ 5
Beautiful and 100% Authentic
Color: Grey, Color: Grey
This watch is beautiful and exactly as described. It came in all the original packaging. The details in this watch are impossible to forger. I also had my local watch shop verify its authenticity when getting it sized, they specialize in Rolex and Tissot.
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Reviewed in the United States on October 26, 2022
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Trespassers W
Lake Worth, US
★★★★★ 5
Looks beautiful and very accurate
Color: Grey
Bought this Tissot as a gift for my wife because she likes larger watches. She has small wrists and this watch looks great on her. The dial is beautiful, the case is well made and the mechanism is very accurate running +4 seconds per day out of the box. Power reserve is great keeping the watch running for up to 3 days. I think this watch is a bit too dressy for a man, but this is my taste. My wife loves it.
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Reviewed in the United States on March 13, 2019
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Andre S. Palomo
Waukegan, US
★★★★★ 5
Great watch!
Style: Dress, Color: Gold Tone Stainless Steel
BEAUTIFUL WATCH and excellent horology you would expect from Citizen.
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Reviewed in the United States on April 10, 2026
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Nicole Palochik
Waukegan, US
★★★★★ 5
Great Buy
Style: Dress, Color: Two-Tone Gold/ Blue Dial, Style: Dress, Color: Two-Tone Gold/ Blue Dial
Stunning watch!! Purchased for my boyfriend for his birthday. He is a bigger guy with a larger arm/wrist so the size of this watch looks great on him. He receives a ton of compliments on it, and it still catches my eye every time he wears it. Decent weight without being too heavy (he reports). Perfect to wear as a daily watch or dress up with
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Reviewed in the United States on February 6, 2026
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Patrick Caputo
Carnegie, US
★★★★★ 5
Quality and “Executive” Look
Style: Dress, Color: Two-Tone Gold/ Blue Dial
Quality you come to expect from Citizen. Looks and feels like a more expensive watch without busting your wallet. I get the most compliments on this watch over any other I own!
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Reviewed in the United States on April 18, 2025

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