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Description
El Factor Latte: Por Qué No Necesitas Ser Rico Para Vivir Como Rico / The Latte Factor: Why You Don't Have to Be Rich to Live RichY SI HUBIERA UNA MANERA DE LOGRAR LA LIBERTAD FINANCIERA Y VIVIR TUS SUEOS, SIN CORRER GRANDES RIESGOS O HACER CAMBIOS DRSTICOS? BIENVENIDO A EL FACTOR LATTE . ERES MS RICO DE LO QUE CREES. El legendario experto en finanzas personales David Bach (autor de El millonario automtico) y el increble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos
¿Y SI HUBIERA UNA MANERA DE LOGRAR LA LIBERTAD FINANCIERA Y VIVIR TUS SUEÑOS, SIN CORRER GRANDES RIESGOS O HACER CAMBIOS DRÁSTICOS? BIENVENIDO A EL FACTOR LATTE . ERES MÁS RICO DE LO QUE CREES. El legendario experto en finanzas personales David Bach (autor de El millonario automático) y el increíble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos que vive y trabaja en la ciudad de Nueva York. Zoey ama su trabajo y es buena en él, pero sin importar cuánto se esfuerce tiene dificultades para llegar a fin de mes por las deudas de la tarjeta de crédito y los préstamos estudiantiles. Y no puede dejar de preguntarse: "¿Esto es todo lo que hay en la vida?". Zoey no encuentra una salida a su situación hasta que una mañana conversa con Henry, el barista de su cafetería favorita en Brooklyn, quien durante los siguientes días le revela los tres secretos de la libertad financiera. Zoey descubre que hay más de lo que aparenta en su historia y que si sigue el camino simple y comprobado que él describe podrá tener la vida que siempre quiso. Desde los baby boomers que se preocupan por si ahorraron lo suficiente para la jubilación hasta los millennials ahogados en deudas, pasando por la generación Z que quiere tomar decisiones más inteligentes que las generaciones anteriores, El factor latte es un libro que ayudará a todos a lograr la independencia financiera. Apasionante y conmovedor, El factor latte es una historia inspiradora que puedes leer en menos de una hora, pero cuyo impacto durará toda la vida. ENGLISH DESCRIPTION Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone--from millennials to baby boomers--can still make their dreams come true. In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss's suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his "Three Secrets to Financial Freedom," ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams--all she has to do is make a few easy shifts in her everyday routine. The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realize that it's never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that "David Bach is the financial expert to listen to when you're intimidated by your finances" (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).Shipping Notes
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4.3 ★★★★★
Based on 1661 reviews
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Product Reviews
★★★★★ 4
Instructions could be clearer, but assembles well and is sturdy
Size: 3 Panel-102"W, Color: Black
The only reason for the lack of a star is the iffy instructions. There are a few different washers and the instructions could make the difference a LOT easier to understand and thereby reduce the need to re-do things. Other than that, the panels were easy to assemble and the parts fit well together. I was able to disassemble the screens and store them for a future use, which is nice. One caution - the feet that make the panels stand up will likely be a trip hazard, so be sure to plan the location for this device carefully.
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Reviewed in the United States on September 8, 2025
★★★★★ 5
Awesome product!!!
Size: 3 Panel-102"W, Color: Beige, Size: 3 Panel-102"W, Color: Beige
This thing is really awesome. I actually bought 2 of them and made myself a nice little enclosure to keep out any peeping Toms while I’m trying to work on my summer tan. What I was looking for is FULL privacy and this DEFINITELY provides that. Fabric is completely opaque, you cannot see anything through it which is exactly what I needed. Another huge bonus is the strips of fabric to cover the spaces in between the panels, giving TRUE privacy. This is a really well-made product, great design, great structure, and pretty easy to put together overall. The only downside is that with strong gusts of wind, it wants to tip over so as you can see I secured the bottom feet with a couple bricks to make it stable and that did the trick. But to me that is a minor inconvenience given all its other great aspects. So many other privacy dividers were still see-through… totally defeating the purpose. But this one is absolutely full privacy and PERFECT for what I needed it for!!!
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Reviewed in the United States on May 4, 2024
★★★★★ 5
Nice temporary divider or screen
Fairly easy to assemble and ensures privacy.
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Reviewed in the United States on March 21, 2026
★★★★★ 1
Broke within an hour of assembly.
Size: 6 Panel-120"W, Color: Beige
This is of horrible quality. Within an hour of building, the feet support were broken on both ends, where they spin in place & do not stay straight to hold the divider up. Pieces of the plastic on the feet were broken simply from assembling the product.
The covers for the metal poles were the only reason I bought this divider instead of other similar products, however those only cover one side of the metal poles so they are still visible from the other side. Two of these covers were also torn & not useable within an hour of assembly, one was already partially ripped on arrival & the other one was ripped simply during assembly of the product.
I do not recommend this item & would have returned if I was still in the return window. I missed the return window because the product was bought during the holidays & I didn’t have time to mess with the return. I have not been able to use this product even once, the broken feet which do not stay in place make it very unstable & dangerous.
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Reviewed in the United States on February 4, 2026
★★★★★ 5
WOULD BUY AGAIN.
EASY TO PUT TOGETHER. WORKS EXATCLY AS i NEEDED. I USED ONLY 3 PANELS.
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Reviewed in the United States on April 29, 2026